Protecting Roofers, General Contractors, and Artisan Contractors with structured liability programs designed for the risks of construction.
Florida contractors face unique risks that generic insurance programs miss. If your policy doesn't account for how construction actually works, you're exposed.
If your sub doesn't carry proper coverage, their claim becomes your claim. Most policies don't address this until it's too late.
GCs and project owners require specific endorsements. A standard GL policy often fails to meet additional insured and waiver requirements.
Misclassified employees and untracked subs lead to premium audits that can cost tens of thousands — after the policy year ends.
Slow certificates of insurance hold up permitting, delay draws, and stall payments to subs. GCs need fast, compliant COI reviews to keep projects moving.
Chris Irion has spent his entire career in commercial insurance — as a producer, agency owner, and director within a national insurance organization. He understands how contractors operate and how carriers evaluate construction risk.
Irion & Sons doesn't sell generic policies. We structure insurance programs that match the way your business actually works.
"Chris took the time to understand our roofing operations and found gaps in our coverage we didn't even know existed. His expertise saved us from a potential disaster."
We review your operations, contracts, and existing policies to understand how your business actually runs — not just what's on paper.
We pinpoint exposures your current coverage misses and build a program that addresses subcontractor risk, contractual requirements, and audit exposure.
We position your program with carriers that understand construction risk and want to write your class of business — so you get better terms and pricing.
Protection against third-party injury and property damage claims on the jobsite.
Learn moreCover medical costs and lost wages for injured employees — required in Florida.
Learn moreProtect your trucks, vans, and trailers used to get crews and materials to jobsites.
Learn moreAdditional limits above your GL, auto, and workers comp for catastrophic claims.
Learn moreCover tools, equipment, and materials in transit or stored at jobsites.
Learn moreProtect structures under construction from damage, theft, and weather events.
Learn moreMost coverage gaps are only discovered after a claim. Get a professional review of your program before it's too late.
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